Get the right loan, from the right lender, at the right rate.
10 years advising borrowers across Pan India. We compare offers from 60+ partner banks and NBFCs, handle the paperwork, and stay with you until disbursement.
Check your eligibility
Our lending partners
Loan products
Find the loan that fits
Home Loan
Buy, build, or renovate — up to 90% funding
from 7.25%*
View detailsLoan Against Property
Unlock capital from property you already own
from 8.75%*
View detailsBusiness Loan
Working capital and expansion for MSMEs
from 9.50%*
View detailsPersonal Loan
Unsecured funds for planned and unplanned needs
from 9.99%*
View detailsBalance Transfer
Move an existing loan to a lower rate
lower your rate
View detailsWorking Capital
Cash credit, overdraft, and invoice financing
tailored
View detailsWhy us
Advice that follows your profile
We compare, we don't push.
We're empanelled with 60+ lenders, so our recommendation follows your profile, not one bank's targets.
One point of contact.
The same advisor from first call to disbursement.
Documentation handled.
We tell you exactly what's needed, check it before submission, and cut back-and-forth with the lender.
No fee from borrowers.
We're compensated by the lender on successful disbursement.
How it works
Three steps to disbursement
Share your requirement
Two minutes on a form or a call. Loan type, amount, income, and what the funds are for.
We match and prepare
We shortlist lenders whose criteria fit your profile, tell you the realistic rate, and prepare your file.
Sanction and disbursement
We track the application, resolve queries, and keep you updated until the money reaches your account.
Typical timelines: personal loans 3–7 days, home loans 15–30 days, subject to lender processing and documentation.
EMI calculator
Work out your EMI before you apply
Monthly EMI
₹21,696
Total interest
₹27.07 L
Total payable
₹52.07 L
*Indicative rates. Actual rate depends on lender, credit profile, income, and loan amount. Subject to lender approval. Updated July 2026.
Testimonials
What borrowers say
“Two banks had already rejected my file. Navya NGS found the reason — a reporting error — and got it sorted before reapplying.”
FAQ
Common questions
Not sure which loan fits?
Talk to an advisor for fifteen minutes. No cost, no obligation.