Personal Loan
No collateral, no end-use restriction — funds in your account fast.
Indicative rate: from 9.99%*
Rate
From 9.99% p.a.*
Amount
₹50,000 to ₹40 L
Tenure
1–6 years
Processing time
3–7 days
Who this is for
Is this the right fit?
- Salaried professionals with a steady income
- Planned expenses — weddings, education, travel
- Unplanned expenses — medical, emergencies
- Consolidating existing high-cost debt
Features & benefits
What you get with our Personal Loan
- Purely unsecured — zero collateral required
- No restriction on how you use the funds
- Rates from 9.99% p.a. for prime salaried corporates; scales up by employer category
- Amounts from ₹50,000 up to ₹40 L
- Tenure from 1 to 6 years to size the EMI to your budget
- Typical disbursement in 3–7 days once documentation is complete
*Indicative rates. Actual rate depends on lender, credit profile, income, and loan amount. Subject to lender approval. Updated July 2026.
Eligibility
Eligibility criteria
Eligibility
- Age 21–58
- Net monthly income from ₹25,000
- 1+ year continuous employment
- CIBIL score 720+
Paperwork
Documents required
Checklist for Personal Loan
- PAN & Aadhaar KYC
- 3 months salary slips
- 6 months salary-credit bank statements
Calculator
Personal Loan EMI calculator
Monthly EMI
₹21,696
Total interest
₹27.07 L
Total payable
₹52.07 L
*Indicative rates. Actual rate depends on lender, credit profile, income, and loan amount. Subject to lender approval. Updated July 2026.
Get started
Apply for a Personal Loan
Start your application
Free consultation. No obligation.
Process
How to apply
Share your requirement
Tell us the loan type, amount, and what the funds are for. Two minutes on a form or a call.
We shortlist lenders
We match you to lenders whose criteria fit your profile and tell you the realistic rate you'll actually get.
Documentation & submission
We tell you exactly what's needed, check it before submission, and cut back-and-forth with the lender.
Sanction & disbursement
We track the application, resolve queries, and keep you updated until the money reaches your account.
FAQ