Disclaimer
Last updated: July 2026
Draft prepared for review — this page has not yet been reviewed by a qualified lawyer. Do not treat it as final or legally binding until that review is complete.
DSA disclosure
Navya NGS Pvt Ltd is a Direct Selling Agent (DSA) and channel partner for various banks and non-banking financial companies. We are not a lender, do not accept deposits, and do not sanction or disburse loans. All loan approvals are at the sole discretion of the respective lender, subject to their credit policy and documentation requirements. Interest rates and terms shown are indicative and subject to change without notice.
Calculators are estimates, not offers
The EMI calculator, balance transfer savings calculator, and eligibility calculator on this site produce indicative estimates based on the figures you enter and the assumptions stated next to each tool. They are not an offer, pre-approval, or commitment of any kind from Navya NGS Pvt Ltd or any lending partner. Actual eligibility, rate, and terms are determined solely by the lender after formal application and underwriting.
Rates change without notice
Interest rates, fees, and lending criteria are set by individual lenders and can change at any time, including between the time you view this site and the time you apply. Always confirm current terms directly with the lender before making a financial decision.
No advisory relationship
Using this website, its calculators, or submitting an enquiry does not create a financial, legal, or fiduciary advisory relationship between you and Navya NGS Pvt Ltd. Content on this site is for general information only and is not personalised financial or investment advice.
Trademarks
All lender names, logos, and trademarks referenced on this site belong to their respective owners. Their appearance on this site indicates an empanelment or partner relationship, and does not imply endorsement of Navya NGS Pvt Ltd by that lender beyond that relationship.