Home Loan
Finance your home with a rate that matches your profile, not just the headline offer.
Indicative rate: from 7.25%*
Rate
From 7.25% p.a.*
Max amount
Up to ₹10 Cr
Max tenure
Up to 30 years
Processing time
15–30 days
Who this is for
Is this the right fit?
- First-time buyers
- Upgraders moving to a larger home
- Self-construction and plot-plus-construction
- Renovation of an existing home
Features & benefits
What you get with our Home Loan
- Rate linked to EBLR, with a concession applied for prime borrower profiles
- Funding up to 90% of property value for loans under ₹30 L
- Tenure stretches up to 30 years to keep EMIs manageable
- Covers purchase, self-construction, plot-plus-construction, and renovation
- We compare offers across our lending partners before you commit to one
- One advisor manages your file from application to disbursement
*Indicative rates. Actual rate depends on lender, credit profile, income, and loan amount. Subject to lender approval. Updated July 2026.
Eligibility
Eligibility criteria
Salaried
- Age 21–60
- Net monthly income from ₹25,000
- 2+ years employment history
- CIBIL score 700+
Self-Employed
- Age 25–65
- 3+ years business vintage
- Income Tax Returns (ITR) for 2–3 years
- CIBIL score 700+
Paperwork
Documents required
Checklist for Home Loan
- Identity & address proof (KYC)
- Income proof — 6 months bank statements, 3 months salary slips, Form 16 / 2–3 years ITR
- Property chain papers
- Own contribution proof (margin money statement)
Calculator
Home Loan EMI calculator
Monthly EMI
₹21,696
Total interest
₹27.07 L
Total payable
₹52.07 L
*Indicative rates. Actual rate depends on lender, credit profile, income, and loan amount. Subject to lender approval. Updated July 2026.
Get started
Apply for a Home Loan
Start your application
Free consultation. No obligation.
Process
How to apply
Share your requirement
Tell us the loan type, amount, and what the funds are for. Two minutes on a form or a call.
We shortlist lenders
We match you to lenders whose criteria fit your profile and tell you the realistic rate you'll actually get.
Documentation & submission
We tell you exactly what's needed, check it before submission, and cut back-and-forth with the lender.
Sanction & disbursement
We track the application, resolve queries, and keep you updated until the money reaches your account.
FAQ