Loan Against Property
Turn the equity in your property into working capital, without selling it.
Indicative rate: from 8.75%*
Rate
From 8.75% p.a.*
Amount
₹10 L to ₹25 Cr
Max tenure
Up to 15–20 years
Processing time
Varies by lender
Who this is for
Is this the right fit?
- Business expansion
- Debt consolidation
- Education abroad
- Working capital needs
Features & benefits
What you get with our Loan Against Property
- Rate varies by residential vs. commercial risk premium — we quote the realistic figure for your property type
- Loan-to-value of 50–70% of market value, depending on property type, usage, and age
- Accepts residential, commercial, and select industrial properties, subject to legal clearance and structural fitness
- Tenure up to 15–20 years keeps EMIs manageable against a larger sanctioned amount
- A single facility can fund business expansion, debt consolidation, or education costs
- We arrange the structural valuation and title chain review through empanelled valuers
*Indicative rates. Actual rate depends on lender, credit profile, income, and loan amount. Subject to lender approval. Updated July 2026.
Eligibility
Eligibility criteria
Eligibility
- Same salaried / self-employed income criteria as our Home Loan
- Clear property title with a document history of 13–30 years
- Property must pass legal and structural valuation by an empanelled valuer
- CIBIL score 700+
Paperwork
Documents required
Checklist for Loan Against Property
- All standard KYC and income documents (as for Home Loan)
- Complete property title chain document history (minimum 13–30 years)
- Fresh structural valuation report from an empanelled valuer
Calculator
Loan Against Property EMI calculator
Monthly EMI
₹21,696
Total interest
₹27.07 L
Total payable
₹52.07 L
*Indicative rates. Actual rate depends on lender, credit profile, income, and loan amount. Subject to lender approval. Updated July 2026.
Get started
Apply for a Loan Against Property
Start your application
Free consultation. No obligation.
Process
How to apply
Share your requirement
Tell us the loan type, amount, and what the funds are for. Two minutes on a form or a call.
We shortlist lenders
We match you to lenders whose criteria fit your profile and tell you the realistic rate you'll actually get.
Documentation & submission
We tell you exactly what's needed, check it before submission, and cut back-and-forth with the lender.
Sanction & disbursement
We track the application, resolve queries, and keep you updated until the money reaches your account.
FAQ
Loan Against Property — frequently asked questions
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