Business Loan

Funding for your business, secured or unsecured, sized to your turnover and vintage.

Indicative rate: from 9.50%*

Rate

From 9.50% p.a.*

Amount

₹5 L to ₹5 Cr

Tenure

1–7 years

Processing time

Varies by lender

Who this is for

Is this the right fit?

  • MSMEs needing working capital
  • Businesses funding expansion
  • Firms consolidating existing business debt
  • Promoters with 2+ years of vintage and audited financials

Features & benefits

What you get with our Business Loan

  • Secured loans start from 9.50% p.a.; unsecured loans typically run 11%–16% based on risk tier
  • Both unsecured and collateral-backed structures available, depending on your preference
  • Amounts from ₹5 L to ₹5 Cr, sized against turnover and repayment capacity
  • Tenure from 1 to 7 years to match the purpose of the funding
  • We help present GST returns, ITR, and financials in the format lenders expect
  • Compensated by the lender, not you — no fee charged to apply through us

*Indicative rates. Actual rate depends on lender, credit profile, income, and loan amount. Subject to lender approval. Updated July 2026.

Eligibility

Eligibility criteria

Eligibility

  • Minimum business vintage of 2–3 years
  • Annual turnover from ₹20 L
  • Active GST registration
  • ITR with audited financials for 2 years
  • Promoter CIBIL score 700+

Paperwork

Documents required

Checklist for Business Loan

  • Director/Promoter KYC
  • Business registration proof (Udyam, MSME, Partnership Deed)
  • GST returns for the last 12 months
  • 12 months primary operative bank statements
  • 2 years ITR with computation, balance sheet, and Profit & Loss accounts

Calculator

Business Loan EMI calculator

Principal Interest

Monthly EMI

₹21,696

Total interest

₹27.07 L

Total payable

₹52.07 L

*Indicative rates. Actual rate depends on lender, credit profile, income, and loan amount. Subject to lender approval. Updated July 2026.

Get started

Apply for a Business Loan

Start your application

Free consultation. No obligation.

Free consultation. No obligation. We never charge borrowers a fee.

Process

How to apply

1

Share your requirement

Tell us the loan type, amount, and what the funds are for. Two minutes on a form or a call.

2

We shortlist lenders

We match you to lenders whose criteria fit your profile and tell you the realistic rate you'll actually get.

3

Documentation & submission

We tell you exactly what's needed, check it before submission, and cut back-and-forth with the lender.

4

Sanction & disbursement

We track the application, resolve queries, and keep you updated until the money reaches your account.

FAQ

Business Loan — frequently asked questions

Yes — unsecured business loans are available, typically at 11%–16% p.a. depending on your risk tier. Secured, collateral-backed loans start lower, from 9.50% p.a.*
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