Working Capital
A revolving facility sized to your turnover, not a one-time loan that doesn't match your cash cycle.
Indicative rate: tailored
Facility types
Cash Credit, Overdraft, Invoice & Bill Discounting
Limit basis
Turnover, debtor ageing, receivables
Rate
Tailored to facility and risk
Processing time
Varies by lender
Who this is for
Is this the right fit?
- Businesses with cyclical cash flow demands
- Seasonal manufacturing setups
- Inventory-heavy operating cycles
- Businesses waiting on receivables from buyers
Features & benefits
What you get with our Working Capital
- Cash Credit and Overdraft facilities for day-to-day cash flow gaps
- Invoice and Bill Discounting to unlock cash tied up in receivables
- Limits are floating, set against turnover, debtor ageing, and paid stock
- Sized to revolve with your operating cycle rather than a fixed one-time disbursal
- Suits seasonal and inventory-heavy businesses where cash flow is uneven
- We help assemble the turnover and receivables documentation lenders require to set the limit
*Indicative rates. Actual rate depends on lender, credit profile, income, and loan amount. Subject to lender approval. Updated July 2026.
Eligibility
Eligibility criteria
Eligibility
- Established business with a demonstrable operating cycle
- GST-registered with regular turnover documentation
- Acceptable debtor ageing and receivables quality
Paperwork
Documents required
Checklist for Working Capital
- Business KYC and registration proof
- 12 months bank statements
- GST returns
- Stock and debtor/receivables statements
- 2 years financial statements
Calculator
Working Capital EMI calculator
Monthly EMI
₹21,696
Total interest
₹27.07 L
Total payable
₹52.07 L
*Indicative rates. Actual rate depends on lender, credit profile, income, and loan amount. Subject to lender approval. Updated July 2026.
Get started
Apply for a Working Capital
Start your application
Free consultation. No obligation.
Process
How to apply
Share your requirement
Tell us the loan type, amount, and what the funds are for. Two minutes on a form or a call.
We shortlist lenders
We match you to lenders whose criteria fit your profile and tell you the realistic rate you'll actually get.
Documentation & submission
We tell you exactly what's needed, check it before submission, and cut back-and-forth with the lender.
Sanction & disbursement
We track the application, resolve queries, and keep you updated until the money reaches your account.
FAQ